Tailored Insurance & Financial Protection
for Individuals

Protecting what matters most with personalized insurance and financial solutions designed specifically for you and your family.

Life Insurance

Protect Your Family's Future

Life insurance provides financial security for your loved ones, ensuring they're taken care of when you're no longer there.

Term Life Insurance

Affordable coverage for a specific period of time, ideal for temporary needs like mortgage protection or income replacement during working years.

  • Lower initial premiums
  • Flexible coverage periods (10, 20, 30 years)
  • Renewable and convertible options
Explore Term Life Options

Universal Life Insurance

Permanent coverage with flexible premium payments and an investment component that can build cash value over time.

  • Lifetime coverage
  • Flexible premium payments
  • Tax-advantaged growth potential
Discover Universal Life

Participating Whole Life

Permanent insurance with guaranteed premiums, cash value growth, and potential dividends that can enhance your policy's value over time.

  • Guaranteed death benefit
  • Fixed premiums never increase
  • Potential dividend payments
See how it works
Health & Dental

Comprehensive Health Coverage

Take care of your health needs with our flexible health and dental plans that help cover expenses not covered by provincial health plans.

Extended Health & Dental Plans

Comprehensive coverage for prescription drugs, vision care, dental services, paramedical practitioners, and more.

  • Prescription drug coverage
  • Dental services (preventive, basic, major)
  • Vision care benefits
  • Paramedical services (massage, chiro, physio)
View Plan Options

Emergency Travel Insurance

Travel with peace of mind knowing you're covered for medical emergencies, trip cancellations, and more while away from home.

  • Emergency medical coverage abroad
  • Trip cancellation/interruption protection
  • Baggage loss/delay coverage
  • 24/7 travel assistance services
Explore Travel Coverage
Income Protection

Safeguard Your Financial Stability

Protect your income and financial well-being in case of disability, critical illness, or accidents with our customized protection solutions.

Long-Term Disability

Replace a portion of your income if you become disabled and unable to work due to an illness or injury.

  • Monthly income replacement
  • Own occupation protection
  • Partial disability benefits
Learn More

Critical Illness

Receive a lump-sum payment upon diagnosis of a covered serious illness, helping you focus on recovery instead of finances.

  • Tax-free lump sum benefit
  • Coverage for 25+ critical conditions
  • Use the money however you choose
Learn More

AD&D Insurance

Provides financial protection in case of accidental death or serious injury resulting in dismemberment or loss of function.

  • 24/7 worldwide coverage
  • Benefits for various injury types
  • Affordable premiums
Learn More

Ready to Secure Your Financial Future?

Our advisors can help you create a personalized plan that protects what matters most to you.