Pointway Wealth & Benefits
Pointway Wealth & Benefits
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Employee Benefits Built to Retain
Talent and Control Costs

Attract and retain top talent with customized group benefit solutions that enhance your employee value proposition.

About Our Group Benefits Approach
Group Benefit Plans

Comprehensive Employee Benefits Solutions

Provide your employees with competitive benefits packages that protect their health and well-being while managing your costs.

Health & Dental Plans

Comprehensive extended health and dental plans covering prescription drugs, dental care, vision, and paramedical services like massage, physio, and chiropractic.

  • Prescription drug coverage
  • Dental care (preventive, basic, major)
  • Vision and paramedical services
  • Optional life and travel coverage
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Flexible

Health Spending Account (HSA)

A flexible, tax-effective way to offer health benefits. You allocate a set annual amount per employee — and they choose how to spend it on eligible expenses.

  • Predictable annual costs
  • Employee choice and flexibility
  • No premium fluctuation risk
  • Ideal for smaller teams
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Administrative Services Only (ASO)

Take control of your employee benefits. You fund claims as they occur, allowing you to customize every detail while only paying for actual usage.

  • Complete plan customization
  • Pay only for actual claims
  • Potential cost savings
  • Full administrative support
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Group Retirement Plans

Secure Your Employees' Financial Future

Help your employees prepare for retirement with customizable group retirement solutions designed to meet their long-term financial goals.

Group RRSP

An easy-to-administer way to help employees save for retirement. Contributions are deducted directly from payroll, offering immediate tax savings.

Immediate Tax Savings

Payroll deductions reduce taxable income immediately

Optional Employer Matching

Add real value with contribution matching

Portable & Flexible

Great recruitment and retention tool

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DPSP (Deferred Profit Sharing Plan)

Often paired with a Group RRSP, a DPSP allows employers to share company profits with employees in a tax-efficient way.

Employer Contributions Only

Share profits when company performs well

Tax-Deductible

Employer contributions are tax-deductible

Vesting Schedule

Funds vest over time, helping with retention

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Pension Plan Options

Structured retirement solutions for long-term security

DC (Defined Contribution) Pension Plan

Structured, long-term savings with employer and employee contributions. Individual accounts with retirement income based on total contributions and investment performance.

  • Formal retirement structure
  • Clear savings targets
  • Competitive benefits package
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DB (Defined Benefit) Pension Plan

Provide employees with guaranteed retirement income, typically based on salary and years of service.Offers long-term retirement income certainty — ideal for employers who want to provide lasting value.

  • Guaranteed retirement income
  • Actuarial support included
  • Long-term sustainability focus
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Why Choose Our Group Solutions

Benefits That Work For Your Business

Our group solutions are designed to provide real value to both employers and employees.

Cost Control

Multiple funding models help you manage and predict benefit costs while providing valuable coverage.

Customization

Tailor your benefits to match your company culture, employee demographics, and budget requirements.

Employee Security

Provide your team with health, dental, and retirement security that protects them and their families.

Talent Attraction

Competitive benefits help you attract and retain top talent in today's challenging labor market.

Business Growth

Support your business growth with benefits that scale and adapt as your organization evolves.

Expert Support

Our team provides ongoing guidance, administration support, and plan optimization.

Ready to Build a Better Benefits Package?

Our team can help you design and implement a comprehensive employee benefits and retirement program that meets your company's unique needs.

Schedule a Consultation Call Us: 1-888-676-4689