Pointway Wealth & Benefits
Pointway Wealth & Benefits
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Group Health & Dental Plans
Coverage That Makes a Real Difference

Tailored health and dental solutions that support your team's well-being while meeting your business needs.

Traditional Health & Dental Plans

Support your team with coverage that actually makes a difference in their lives. Our extended health and dental plans can be tailored to meet the needs of your employees — and your business. Whether you're looking for basic coverage or a comprehensive plan that includes vision, prescription drugs, dental care, and paramedical services like massage, physio, and chiropractic, we've got you covered.

We work with leading TPAs to ensure smooth plan administration, easy digital access, and quick claims turnaround. Plans can include optional life insurance, critical illness, or out-of-country travel protection to round out your offering.

Leading TPA Partners

Smooth administration and quick claims processing

Digital Access

Easy online portals and mobile apps for employees

Optional Add-ons

Life insurance, critical illness, and travel coverage

Healthcare Team

Traditional Plans

Comprehensive coverage with predictable costs and extensive benefits for your team.

Extended health benefits
Comprehensive dental coverage
Vision and paramedical services
Fixed premium structure
Flexible

Health Spending Account (HSA)

A flexible, tax-effective way to offer health benefits. Allocate a set annual amount per employee — they choose how to spend it.

Predictable annual costs
Employee choice and flexibility
Zero premium fluctuation risk
Ideal for smaller teams

Administrative Services Only (ASO)

Take control of your employee benefits. Fund claims as they occur with complete customization.

Complete plan customization
Pay only for actual claims
Potential cost savings
Full administrative support

Health Spending Accounts: The Win-Win Solution

A Health Spending Account is a flexible, tax-effective way to offer health benefits. Instead of a traditional insurance plan with fixed coverage levels, you allocate a set annual amount per employee — and they choose how to spend it.

Eligible expenses include everything from dental work and prescription eyewear to acupuncture and fertility treatments. It's a win-win: employees get personalized coverage, and employers get predictable costs with zero premiums or claim fluctuation risk.

Perfect For:

  • Smaller teams
  • Executive carve-outs
  • Supplementing existing plans

Eligible Expenses Include:

Dental work
Prescription eyewear
Acupuncture
Fertility treatments
Prescription drugs
Massage therapy

Employer Benefits:

  • Predictable costs
  • No claim fluctuation
  • Tax-deductible

Administrative Services Only (ASO)

Take complete control of your employee benefits

With an ASO plan, you take control of your employee benefits. You fund claims as they occur, rather than paying a fixed premium to an insurance company. This allows you to customize every detail of the plan — from what's covered to how much you reimburse — while only paying for actual usage.

We handle all the admin through our trusted TPAs, ensuring compliance, claims management, and reporting are taken care of. ASO is best suited for companies with a stable, predictable claims history who want more control and potential cost savings over time.

Best Suited For:

  • Stable claims history
  • Desire for customization
  • Cost savings focus

What We Handle:

Claims management
Compliance oversight
Detailed reporting
Employee support

Your Benefits:

Complete customization
Pay only for actual usage
Potential cost savings
Full transparency

Ready to Support Your Team's Health?

Let's design a health and dental plan that works for your employees and your business.

Explore Plan Options Call: 1-888-676-4689